Long-Term Care, just what is it? Some people do not understand the growing need to have protection in case of a medical condition or accident that puts one in need of continuous care at home or in a skilled nursing facility for a period of time. The average long term stay in a rehabilitation facility is 2 years. We can educate you on this difficult subject.

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I could fill this page with all kinds of statistics on why long-term care is important. The bottom line is if you have a serious illness or accident, which happens every single day all over the world, it is very helpful to know that you can stay at home and have care or you are allowed to go to a qualified facility on a long-term basis as you recover.  Of course, it is also necessary as we become aged and we choose not to burden our family with our care. I personally would want to be able to stay in my home, therefore, I have long-term care plans in place for myself and my husband. We all know someone who has had to struggle with this situation. Do not let it be you.  

I like the Connecticut Partnership Plans that allow you to purchase insurance so that the insurance benefits you receive reduce the assets you have to consider if you ever need to go on title 19, (because you have run out of available cash on hand). Under this option you may have an inheritance to leave for your family. These plans are also reciprocated in other states like Florida etc. Almost all of the states participate on some level with the Connecticut Partnership Plan except California and New York.